What does traffic legal protection mean?

The Legal expenses insurance is to be supplemented by various individual insurance policies. Traffic legal protection can be concluded, which covers the sometimes high expenses in traffic disputes. Traffic legal protection insurance applies, for example, to accidents and damage that occur in road traffic.

What does traffic legal protection mean

Anyone who is involved in an accident but is not the cause of the damage can make their claims with the help of traffic legal protection. In addition, a traffic legal protection insurance protects in the event of disputes with your own car insurance. The following costs are covered:

    • Lawyers' fees
    • Expert's costs
    • court costs
    • compensation

Important to know: Traffic legal protection is not only relevant for drivers, but can also be helpful for pedestrians or cyclists. For example, if a car hits a pedestrian while crossing the street, you can claim the damage caused by the person who caused the accident. For this, the person concerned receives support from the traffic legal protection. Long-term disputes often result in long-term health problems, which are associated with high costs. If you then do not have to worry about the financial security of the dispute, you are on the safe side and can concentrate on getting well. The lawyer who is engaged does the rest and helps to enforce your own claims.

 

Traffic legal protection can be combined with other insurance modules, with the combination with private legal protection insurance in particular being frequently chosen. But be careful: the premiums of the individual providers differ very greatly, so that a precise comparison of the offers is highly recommended. If you only take out legal expenses insurance, the usual premiums are between 65 and 150 Swiss francs a year, although these costs can be exceeded many times over in the event of a legal dispute. It's good if these are then covered by insurance.

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