Animal insurance: sensible or unnecessary luxury?

People have health insurance to be treated well in the event of an accident or illness. You pay a certain amount for this and thanks to social security, more expensive treatments can also be financed. But what about the animals that are often treated like family members? Too often they have to be denied important treatment because they are simply not affordable. If suddenly several thousand francs are due for therapy, some pet owners cannot afford it. Difficult decisions have to be made now. But there is another way!

Pet insurance

Financially secured with animal insurance

It happened quickly: The dog ran into the street or was involved in a biting shop in the park. Or the cat fell from the balcony and now needs medical help quickly. Should this really fail because of the costs? Certainly there are many pet owners who can also handle larger expenses and for whom it is not a problem if a four-digit bill is expected from the hospital. 

But the majority of pet owners have to pay attention to how high the expenses for the hairy family member can be, and sometimes have to weigh up the treatment accordingly. With a Pet insurance Such considerations become unnecessary, because here only the premium has to be paid. In addition, amounts are due as deductibles per insured event or once a year (depending on the tariff). The insurance bears the remaining costs up to the agreed coverage amount.

Also possible as a reserve?

It is also possible to save fixed amounts every month. In an emergency, these can be used to treat the animal. However, higher sums have to be put aside because treatment can quickly reach four-digit levels. This procedure is unfavorable for all pet owners whose dog or cat needs expensive treatment shortly after the start of the saving phase. As a rule, not enough money is saved to cover the costs.

Conclusion: Animal insurance is usually not an unnecessary luxury

These considerations show that animal insurance is usually not an unnecessary luxury. Rather, it is an important safeguard for emergencies when a dog or cat suffers an accident or becomes seriously ill and requires expensive treatment. If you do not have sufficient financial cushion, but still want your four-legged friend to be covered, you should take out animal insurance. This is already available for low entry premiums with sufficient benefits.

Do you want the offers for Compare pet insurance? Here you have the possibility to do so!

divide

Find animal insurance

Compare all providers in Switzerland quickly and free of charge.

These articles might also interest you: