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Premium increase in 2020
Premium increase 2019
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Source: BAG

WITH RISING RISKS, A LUCRATIVE NEUTRAL HEALTH INSURANCE COMPARISON IS PAYABLE

What are you waiting for? Make the ultimate health insurance comparison today and get the best deals!

This is how the neotralo visitors rated it

HEALTH INSURANCE COMPARISON: HOW TO CORRECTLY COMPARE THE HEALTH INSURANCE UNITS IN SWITZERLAND

In Switzerland you have the right in every canton a health insurance of your choice to be insured. You can change health insurance until the end of November. With the health insurance comparison 2020 from neotralo.ch you can compare all health insurance companies and experience the savings potential immediately!

There are various benefits that are covered in the so-called basic insurance and many offers for supplementary supplementary insurance. 

Individually according to age and life situation, the health insurance companies in Switzerland offer different services with different contributions. Rising and varying premiums and contributions often make it difficult to find the right health insurance company. 

A health insurance comparison in Switzerland is therefore definitely always worthwhile. This gives you the opportunity to compare the huge repertoire of providers directly and not only save a lot of money, but also make an informed decision about protecting your health. 

You can find out how to compare health insurance companies in Switzerland correctly here at neotralo.ch.

HEALTH INSURANCE PREMIUMS: YOUR HEALTH INSURANCE UNIT IN SWITZERLAND MUST MATCH YOU!

On health insurance exchange at regular intervals is time consuming and certainly not in your mind. We update the health insurance premiums annually and do the hard work for you! 

Before you decide on a health insurance company, you should orient yourself according to the appropriate search criteria. If Contributions to fitness programs, Visual aids, maternity benefits or a cover for tooth corrections, an individual solution should be in the foreground for every insured person. How to prevent possible gaps in coverage for illnesses, accidents or one maternity optimally before. 

If you have special high-risk hobbies or are very active in sports, your body can be exposed to different stresses than a body that is used more when sitting. Previous illnesses that require special assistance and special care must also be taken into account when choosing your health insurance. 

Tip: Since the health insurance companies in Switzerland are not allowed to reject anyone and a prior health check is not necessary, you are free to decide which special offers within a service catalog are advantageous for you and which health insurance company in Switzerland is best for you.

HEALTH INSURANCE PREMIUMS 2020: MAKE SURE THE PREMIUMS AND CONTRIBUTIONS ARE ADAPTED TO YOUR INCOME!

In the coming year, the health insurance premiums for numerous insured persons will decrease in 2020!

According to statistical surveys in 2016, Switzerland has the second highest per capita income in the world after Luxembourg. The contributions of health insurance companies in the Alpine Republic are of course correspondingly high. 

When comparing health insurance for Switzerland, you should of course not neglect your monthly income. 

Whether you are an entrepreneur or an employee and are therefore privately or legally insured should definitely be considered in your considerations. The health insurance companies in Switzerland offer useful supplementary insurance that suits your job and your financial options. 

Tip: Good research and an independent consultation will definitely help you in your final decision-making.

HEALTH INSURANCE COMPARISON: USE INDEPENDENT HEALTH INSURANCE COMPARISON PORTALS such as NEOTRALO, SWUPP OR COMPARIS HEALTH INSURANCE!

Spoiled for choice. An independent online health insurance comparison makes your decision easier. Every health insurance company in Switzerland advertises its advantages and those who are not careful are quick to conclude the wrong contracts. 

Independent health insurance comparison portals such as neotralo, swupp or comparis Health Insurance Comparison 2020 show you an objective overview and refrain from advertising for individual providers. If there are current offers that are really worthwhile for the insured, they can also be used without conditions. 

Tip: Do not limit the health insurance comparison to just one source of information, but also compare it reviews the individual portals with each other. And if you get a good personal recommendation from a neighbor from Switzerland, a second look is always worthwhile.

FOR A BASED HEALTH INSURANCE COMPARISON, IT'S ALWAYS WORTH TAKING INTO ACCOUNT THE FRANCHISE.

In Switzerland, you have to pay an own contribution for certain services in the hospital, at the specialist or for some medication. This Share in the costs consists of the so-called franchise and a deductible of ten percent.

The franchise is paid once a year and, depending on the amount, you decide how much additional payment you want to take on in the event of illness, for example. The minimum amount of the franchise is CHF 300 and can be expanded to CHF 2500.

The higher the franchise amount, the lower the monthly cost of health insurance premiums.

Nevertheless, the premiums are still very different in the whole comparison. That is why it is advisable to compare the different offers of the health insurance companies in detail. Find out how the franchise affects your tariff and how it relates to the services and additional payments!

A comparison can be profitable for you, because many health insurance companies in Switzerland grant you lucrative depending on the franchise Discounts, These were again set by the Swiss Federal Council in 2019 and offer you the opportunity to save some money if you are willing to pay a higher franchise.

Of course, the amount of the franchise to be paid annually must also match your financial resources. Many clients prefer to pay the health insurer a little more a month than a single large amount once a year. You can also rely on the health insurance company to cover all of the benefits.

Tip: So take enough time before making a final decision!

IN SWITZERLAND YOU CAN CHOOSE ADDITIONALLY BETWEEN THE DOCTOR'S MODEL AND THE HMO AND TELMED MODEL.

At the Practitioner model Your health insurance company will provide you with a list of mostly regionally based general practitioners from which you can choose to be treated. 

The selected doctor will then refer you to a specialist if necessary. The premium savings here can be up to 20% because information can be bundled better and treatments can be coordinated more effectively. 

With the health insurance model HMO undertake to always go to the health center proposed by the health insurance company. In a health center there are general practitioners, therapists, physiotherapists, nutritionists and some specialists. 

An HMO doctor receives a monthly flat rate for his services from the health insurance company. This avoids unnecessary treatments that cause high costs. 

According to your wishes, you can choose one of these models, which supports the respective health insurance company.

HEALTH IS OUR MOST IMPORTANT GOOD!

If you want to protect your health and enjoy it for a long time, then securing it should be important to you. The right health insurance company provides you with extensive care and adapts to your needs. A well-founded comparison of health insurance companies is therefore always advisable.

Health insurance ratings
This is how the neotralo visitors rated the health insurance companies

3.6/5

Health insurance comparison: Which health insurance is the best health insurance 2019 in Switzerland?

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Latest health insurance reviews

Helsana

Rico Kunz

November 5, 2019

Our 5-year-old son Nick has an operation on November 6th, unfortunately our young family is only partially paid for it. Since our general practitioner for ENT, with whom our nick has a great relationship, only operates on Wednesdays in the Walenstadt hospital, we registered our son there. on November 4th, 2 days before the operation, we were informed that the costs would only be partially covered. This despite the fact that we have been with Helsana for a very long time. Thank you very much. It is now the case that the Helsana group has terminated the contracts with all hospitals in the canton of St. Gallen except for the cantonal hospital. Unfortunately, however, customers were not informed of this. This is only done shortly before the hospital stay.

CONCORDIA

Stocker

October 28, 2019

Satisfied from A to Z.

SWICA

Lars

October 27, 2019

OK

ASSURA

Samuel A.

October 27, 2019

Inexpensive, does what it promises.

Helsana

Mussa Bakir

October 27, 2019

No comment

ASSURA

Rieder Reto

October 26, 2019

Everything fine ??

Atupri

Claude

October 26, 2019

Everything works very well!

CONCORDIA

Anita Rohrer

October 26, 2019

I am very pleased

Agrisano

Dzemile

October 25, 2019

Very good

Helsana

Sonja burri

October 25, 2019

I am very happy with Helsana. I don’t want to switch

SUPRA

Röösli

October 25, 2019

No

Visana

Marti Michael

October 24, 2019

Am satisfied at the moment?

CONCORDIA

Tanja

October 24, 2019

Hoi

CSS

Lucia

October 24, 2019

Good and cheap

Avenir

Leydi Kuettel

October 24, 2019

I am very pleased !

Philos

Drill

October 23, 2019

I'm very satisfied. So far everything worked out. Thank you

Visana

Honold

October 23, 2019

I'm very satisfied, the price could be a little cheaper.

ASSURA

Patrik Eskandar

October 23, 2019

It's really tedious that you have to prepay everything ..

Helsana

Zybach Stefan

October 23, 2019

Not a particular problem

Visana

Urs Schaad

October 23, 2019

??

Helsana

Qader

October 23, 2019

We are very happy with our health insurance companies.

Helsana

Alain Gobeli

October 22, 2019

Good performance, a bit high in price

Progrès

Ruzbeh Mobaraki

October 21, 2019

Everything is good and without discussion. ? ? ? ?

ASSURA

Fabian Meier

October 21, 2019

I didn't have much to do with the health insurance company.

CONCORDIA

Salihu

October 21, 2019

Top ?

ASSURA

Alexia Rodrigues

October 21, 2019

Very good

CONCORDIA

Cinzia Moor

October 21, 2019

I am super satisfied!

EGK

Mandana

October 21, 2019

great

SWICA

Francesca

October 21, 2019

Super health insurance, a bit too expensive

SWICA

Yvonne Vetsch

October 21, 2019

It is simply super!

Agrisano

Khalil

October 21, 2019

5 Stars

SWICA

Dominik

October 21, 2019

The best of the best am happy to be a customer

Helsana

Keina

October 21, 2019

Ottima

Visana

Gubser

October 20, 2019

Very good..

Agrisano

Katja Möckli

October 20, 2019

Top service

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