Legal protection insurance: How to proceed in the event of a claim?

If there is a claim, it is important to report it to the insurer immediately. Many insurance companies have specified corresponding periods in the terms of the contract. If these are exceeded, there is a risk of benefits being cut.

Legal protection insurance in the event of damage

Nevertheless, an insurer cannot completely refuse to provide benefits just because the insured person reported the claim too late. He still has to grant it proportionally. Who asks a lawyer first and only then the Legal protection insurance informed, can be unlucky and have to pay for the legal advice himself. Conversely, some insurers still pay for the initial consultation with a lawyer if the claim can then be regarded as settled and the insurance company will not incur any further costs. This possibility should be clarified in each individual case when taking out the insurance.

After receiving the damage report and informing the legal expenses insurer, he will inform you of the further procedure. He will inform you about the steps to be followed and will inform the insured about any cost recovery. In addition, an attorney is named, to whom the insured person must contact by presenting his insured number, provided that this insurer is obliged to hire selected attorneys. In the other cases, the insurer will issue a confirmation of the assumption of costs, on the basis of which the lawyer will begin his work. Now it is only the job of the insured person to transfer any documents to the lawyer so that he can examine and resolve the dispute.

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