Legal protection: Start of validity / When does the insurance cover apply?

It is a common experience of insurers that those interested in legal protection insurance register and conclude a contract. At almost the same time, a request for assumption of costs in a legal dispute is made.

Legal protection Start of validity

Unfortunately, this is unnecessary, because legal disputes that are already in progress will not be taken over. The inquirers receive a rejection and have to bear the costs incurred by the lawyer, expert and court.

With the waiting period, also known as the waiting period, insurers protect themselves against possible abuse and against someone claiming a benefit who has not yet paid anything in the form of the annual premiums to be paid. Usually there is a waiting period of between one and three months, although the insurance policies differ. 

But not only the insurers themselves can set different waiting times, different waiting times can also apply to individual legal areas. One example of this is legal protection for tenants, which is usually set for a three-month waiting period. For example, if a lawsuit is filed for termination, it is foreseeable after moving out and is therefore not covered by the insurance. 

But if you already have ongoing legal expenses insurance and then file a lawsuit, you can rely on the insurer's benefits.

But who already has one ongoing legal protection insurance leads and then filing a lawsuit can rely on the insurer's services.

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