Only whole monthly premiums are taken into account for the premium exemption. If the service begins before the 15th of a month, the premium exemption applies from this month, otherwise from the following.
Overview of further information
If you do your military or civilian service in Switzerland, you cannot suspend additional insurance in addition to basic insurance. These policies just keep going during the military period. During this period, policyholders are obliged to continue paying the premium during the service.
Anyone who has additionally opted for semi-private hospital coverage can of course also take advantage of this insurance if they are hospitalized.
Conversely, this means that military insurance covers the costs of basic insurance. During a hospital stay, however, the general hospital department pays the costs.
If you want to avoid any follow-up costs that may arise, you are well advised to find out about insurance coverage from the health insurance company in advance.
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