Animal insurance: what does a cat cost me?

Cats are cheap pets! They may be very inexpensive to buy because some of them can even be obtained free of charge if acquaintances or neighbors want to have young cats well accommodated. But in the course of their lives, which can take up to 20 years, up to 20,000 Swiss Francs can be incurred for a single cat. This includes the cost of food and vaccinations, worming and occasional visits to the vet. But what if the animal really gets sick or gets injured as a result of an accident?

Animal insurance costs cat

Common diseases in cats

If cats are vaccinated and thus protected, for example, from the dreaded cat sniffing, they are amazingly robust animals. But they don't always fall on their paws, as in the proverb, but sometimes need veterinary help because of an accident or illness. The following diseases and accidents are particularly common in cats and cause these costs:

    • Broken bones: up to 2,700 Swiss francs
    • Abscess: up to 500 Swiss francs
    • Infection of the teeth: up to 1000 Swiss francs
    • swallowed foreign objects: up to 2000 Swiss Francs

The diseases mentioned can spread. After a broken bone, physiotherapy that makes the entire musculoskeletal system functional and resilient again can make sense. The cost of a tooth infection can only be roughly estimated because it depends on the extent of the infection. If only one tooth is affected, the costs are of course significantly lower than if several teeth have to be treated or even removed.

In addition, the animal owner may face additional costs. If the cat needs special food because it has a food intolerance or a metabolic system disorder, this can be expensive. No animal insurance usually covers these costs! It is a good thing that you then have at least other costs covered and in the event of illness or injury you do not have to do without treatment of your four-legged friend for cost reasons.

Conclusion: this is how much a cat costs

Especially with cats, the costs that arise in the course of the animal's life are often underestimated. They are already relatively high for regular veterinary visits, which is also due to the comparatively old age of some cats of up to 20 years. If there are additional costs due to injuries or illnesses, the household budget is burdened enormously. Well if then by a Animal insurance provided has been! Adapt the scope of the benefits of such an animal insurance to your financial possibilities. 

If you have enough reserves, the amount of coverage secured can certainly be a little lower, but the prices will also drop. However, if you are dependent on the fact that all costs of a treatment are covered by the animal insurance, set the coverage amount higher.

We recommend that you check out the deals Compare pet insurancebefore you complete one. Here you have the opportunity and quickly find the ideal insurance partner for you.

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