It is possible to combine both and thus have two products in one insurance. It is also possible to take out both insurance policies separately. The private legal protection insurance covers the following cases:
- Patients' rights: disputes after incorrect treatment or generally resulting from medical treatment after an accident.
- Private and social insurance: If legal reimbursements are actually refused, the legal case can be transferred to the private legal protection insurance.
- Insurance law: If accident insurance does not pay, legal expenses insurance takes over.
- Compensation: If an action for damages is filed, the costs for this are covered by legal expenses insurance.
- Victim support: Advice and immediate help are provided, legal protection insurance also helps in addition to other victim support services.
The second area is covered by the traffic legal protection insurance, whereby the way you are on the road? on foot, by car or by bike, by bus or by train? The following areas are covered:
- Question of guilt: If the guilt is not cleared and you think that you are not to blame, the legal expenses insurance covers the costs for the clarification of the case.
- Redress: Legal expenses insurance occurs if the opponent of the accident does not fulfill his obligation to make amends for the damage.
- Own insurance: If your own comprehensive insurance does not take over the damage, legal protection insurance takes effect.
- Traffic law: If the traffic law has been violated, legal protection insurance will take effect. This can be the case, for example, when a driver's license is withdrawn despite an unsolved question of guilt.
Legal protection insurance covers the legal and legal costs as well as advice to the policyholder. It also occurs in the case of claims for damages. Important: Usually there is a waiting period of between one and three months, legal disputes that are already in progress are not taken over. If you report damage during the waiting period, this case will be rejected.
Tip: Find legal protection insurance now and compare the offers!
