Comparison of Swiss providers of legal expenses insurance

Each of the providers offers their own rules regarding waiting periods and termination rights. What they all have in common, however, is that they do not waive the right of termination after a claim.

Legal providers

This means that the insurance company or the insured person has 14 days to cancel the insurance even after settling a claim. Otherwise, it usually applies that termination is possible at the end of the insurance year.

The individual insurance companies offer different combination packages. These are not useful for all insured persons, so it is advisable to take a close look before taking out the insurance and compare which benefits are actually needed. Combi products are usually cheaper in the annual premium. If benefits that are not required are insured, the person concerned will have to pay dearly again.
Real estate legal protection is not possible for every insured person. This is usually done as part of a privateLegal protection insurance offered, but this is only possible at an additional cost.

In general, fines, costs in favor of third parties or liability insurers as well as compensation payments under private legal expenses insurance are excluded. This applies equally to traffic legal expenses insurance.
The insurers mentioned offer their services to private individuals. Important: Legal expenses insurance always applies to disputes that have their place of jurisdiction in Switzerland or in the Principality of Liechtenstein.

The following table provides an overview of the most important providers of legal expenses insurance in Switzerland:

insurance
Products
headquarters
insurance carrier
Assista TCS
TCS Standard (private legal protection) TCS Standard (traffic legal protection) TCS Standard (private and traffic legal protection) TCS Plus (traffic legal protection)
Vernier
Assista legal protection AG
CAP
CAP for owners (private legal protection) CAP (for owners) (private and traffic legal protection) CAP for tenants (private legal protection) CAP for tenants (traffic legal protection) CAP (for tenants) (private and traffic legal protection)
Wallisellen
CAP Rechtsschutz-Versicherungsgesellschaft AG
Dextra legal protection
Dextra legal protection (private legal protection) Dextra legal protection (traffic legal protection) Dextra legal protection (private and transport legal protection)
Zurich
Dextra Rechtsschutz AG
Groupe Mutuel
Groupe Mutuel (private legal protection) Groupe Mutuel (traffic legal protection) Groupe Mutuel (private and transport legal protection)
Vernier
TCS AG
Protekta
Protekta (private legal protection) Protekta (traffic legal protection) Protekta (private and transport legal protection)
Bern
Protekta Recherschutz-Versicherung AG
Visana
Visana (private legal protection) Visana (traffic legal protection) Visana (private and transport legal protection)
Bern
Protekta Recherschutz-Versicherung AG
AXA-ARAG
AXA-ARAG OPTIMA (private legal protection) AXA-ARAG OPTIMA (traffic legal protection) AXA-ARAG OPTIMA (private and traffic legal protection) AXA-ARAG BASIC (private legal protection) AXA-ARAG BASIC (traffic legal protection) AXA-ARAG BASIC (private and traffic legal protection)
Zurich
AXA-ARAG Rechtsschutz AG
Coop legal protection
Coop legal protection (private legal protection) Coop legal protection (traffic legal protection) Coop legal protection (private and transport legal protection)
Aarau
Coop legal protection AG
ELVIA
ELVIA (traffic legal protection) ELVIA (private and traffic legal protection)
Zurich
CAP Rechtsschutz-Versicherungsgesellschaft AG
Helsana
Helsana (private and traffic legal protection) Important: Take out insurance only after taking out one of the products: Healthcare supplement TOP or COMPLETA at Helsana
Zurich
Helsana legal protection AG
smile direct
smile.legal clever (private legal protection) smile.legal clever (transport legal protection) smile.legal clever (private and transport legal protection) smile.legal premium (private legal protection) smile.legal premium (transport legal protection) smile.legal premium (private and transport legal protection)
Zurich
Coop legal protection AG
Basel insurance companies
baloisedirect.ch (private legal protection) baloisedirect.ch (traffic legal protection) baloisedirect.ch (private and traffic legal protection)
Vernier
TCS AG
CSS
CSS (private legal protection) CSS (traffic legal protection) CSS (private and transport legal protection) CSS Economy (private legal protection) CSS Economy (traffic legal protection) CSS Economy (private and transport legal protection)
Lucerne
Orion legal protection insurance AG
Generali
Fortuna Generali TOP (private legal protection) Fortuna Generali TOP (traffic legal protection) Fortuna Generali TOP (private and transport legal protection) Fortuna Generali BASIC (private legal protection) Fortuna Generali BASIC (traffic legal protection) Fortuna Generali BASIC (private and traffic legal protection)
adliswil
Fortuna Rechtsschutz-Versicherungsgesellschaft AG
Justis legal protection
JUSTIS legal protection without traffic (private legal protection) JUSTIS legal protection (private and traffic legal protection)
Etoy VD
CAP Rechtsschutz-Versicherungsgesellschaft AG
VCS
VCS legal protection (private legal protection) VCS legal protection (traffic legal protection) VCS legal protection (private and transport legal protection)
Basel
Orion legal protection insurance AG

If you want to know more about the individual insurers or find legal protection insurance now want to, click here and compare the offers!

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