The following provisions are particularly important:
- Overlapping areas of law
It is possible that a legal area of legal protection insurance is also covered by another insurance. In some cases, this makes legal protection insurance unnecessary. - Find combined insurance
Combined insurance is often cheaper than individual insurance contracts because the insurance company grants certain discounts. Private and traffic legal expenses insurance are therefore often combined. - price comparison
The differences between the individual insurers are sometimes up to 100 percent of the premiums. Therefore, please compare the prices before signing an insurance contract! - waiting periods
Most insurers have set waiting periods, so that an insured event can only be reported after this period has expired or taken over by the insurance company. Please take this into account when concluding the contract! The waiting periods are usually between one and three months. - scope
Not all insurers offer the same benefit for legal expenses insurance. In some cases, however, at least advice from internal lawyers is offered for excluded services. Other areas of law are completely excluded, as far as family, divorce and inheritance law are concerned. - Choice of lawyer
The insurance companies usually provide a lawyer who can be commissioned to advise you in the event of damage. However, some insurers leave the choice of lawyer to the insured. Further details are regulated in the general insurance regulations. - termination
The notice periods vary from insurer to insurer. Pay attention to possible annual termination options so that you remain more flexible.
Tip: Legal protection insurance now find and compare the offers!