Common illnesses and accidents and their costs
The following are examples of some costs for common diseases and accidents in dogs and cats:
- Broken bone: approx. 2,700 Swiss francs
- swallowed foreign objects: between 1000 and 2500 Swiss Francs
- Stomach rotation in the dog: approx. 3000 Swiss Francs
- Abscess in the cat: approx. 500 Swiss francs
- Infection of a tooth: approx. 1000 Swiss francs
These examples are not particularly rare diseases and accidents, nor are they really expensive treatments. If you want to be able to say in an emergency that everything should really be done to help your four-legged friend, animal insurance is the method of choice.
Timely completion important
Animal insurance does not cover costs that are calculated for treatments based on existing illnesses or health problems. You cannot take out animal insurance for treatments that are already in progress. This also applies to consequential damage that occurs, for example, after an accident that was already before the start of the contract.
Many animal insurance companies also set a waiting period of between one and three months. The insurance cannot be taken out during this time. The reason for this is that insurers want to protect themselves from misuse and ensure that they do not have to pay for illnesses or damage that originated before the contract was valid.
Not usable for hereditary diseases
Many dog and cat breeds have typical diseases that occur more often due to their breed. The animal insurances do not cover such illnesses! However, there are exceptions which, in return for higher premiums, also cover the costs of treatments based on hereditary diseases. If you know that your dog or cat is at greater risk than usual for certain diseases, you should You in completing the Pet insurance look closely and protect yourself accordingly. Then it can make sense to add an extra charge to the premium if the often very expensive therapies are covered.
Conclusion: definitely rely on pet insurance!
If you are not surprised by high costs, but also want to look forward to unexpected veterinary bills, animal insurance is the method of choice. Complete this as early as possible because most insurers only accept healthy animals. In addition, the premiums for young dogs or cats are usually even lower.
If you have decided to avoid high costs when visiting the vet and want to rely on animal insurance, you should consider the offers for Compare pet insurance, Only then is it advisable to take out such insurance!
