What does supplementary health insurance bring me?
In addition to basic insurance, you can take out supplementary health insurance. This means that you receive offers and services that go beyond the standard. This is especially worthwhile if you have specific ideas about which offers you want to take advantage of and, above all, will often take them realistically. A Health insurance comparisonh can help here.
A distinction is made between supplementary outpatient insurance and supplementary hospital insurance. Both systems offer different services:
additional outpatient insurance | hospital insurance |
Offer visual aids | General Department |
non-cash medication | Semi-private department |
psychotherapeutic offers | Private department |
Fitness offers | Flex model |
Vaccinations (protection and travel vaccinations) | |
Relaxation cures, massages, etc. |
Housekeeping or care |
dental insurance |
Treatments abroad |
So what you get from supplementary health insurance is entirely up to you.
What are the disadvantages of supplementary health insurance?
The disadvantages of supplementary health insurance often only become apparent after the fact. Namely, when packages or services have been completed that are not optimal.
Many Swiss are dissatisfied for two reasons. On the one hand, some quickly lose sight of the overview and thus the motivation to deal extensively with the topic.
This leads to the second reason, because on the other hand, quite a few people take out additional health insurance that is not ideal in terms of price-performance ratio. Swiss pay too much for services that they do not use. You can avoid these errors with neotralo.ch and your own research.
If you already have supplementary health insurance?
If you have already taken out supplementary health insurance but are not satisfied, then you are not alone. Many Swiss people pay too much money for offers that are not optimally adapted to their life, health and requirements.
If you want to adjust your supplementary health insurance, you should above all know what you value yourself. For example, are you primarily interested in cheap premiums? Is full coverage important to you?
Do you appreciate a free choice of doctor? Also criteria like alternative medicine, Dental supplementary insurance Switzerland or discounts for families can be taken into account and help you to find the optimal supplementary health insurance.
Change additional insurance: important tips and tricks!
For most health insurance plans, the contract period for supplementary insurance is one year. The notice period is three months. It is therefore important that you, the policyholder, submit the cancellation to your health insurance by September 30th. But the offers of supplementary insurance differ significantly.
You are therefore well advised to refrain from insurance packages with less customer-friendly terms right from the start. If the insurance companies therefore offer policies with terms of three or more years and the associated notice periods of six months, these offers are less customer-friendly.
Please also note that the contracts are usually renewed automatically if the insurance is not terminated on time.
The neotralo.ch conclusion: you should definitely pay attention!
In Switzerland, in addition to constant basic insurance, there is the concept of supplementary health insurance. The offers differ greatly from one another and differ from person to person. This individualization is both positive and negative.
You have the chance to find the optimal solution for you - but many quickly lose track of the supplementary insurance jungle and conclude packages that contain inappropriate or superfluous benefits.
We at neotralo.ch have therefore put together a quick and easy list for you. So you should note:
- Your current health insurance company
- Difference between outpatient supplementary insurance and hospital insurance
- General health services
- Offers in the field of wellness and relaxation
- Fitness offers
- Healthcare abroad
- Offers of dental insurance
- Additional Services
It's worth comparing! Now here click and find the right additional insurance!